Private by design

See where your money goes, straight from your SMS.

Jusmoni reads your mobile money and bank alerts on your phone and adds them up by month, category and person. Your messages are read on your phone and never leave it.

Get it on Google PlayFree · Android 8 or newer

Not ready to install? See what MoMo fees cost you in a year

AirtelTigo Money
MTN MoMo
CalBank
Ecobank
Fidelity
Stanbic

Jusmoni home screen showing GH₵ 5,676.80 gone out in September, split into spent and sent to people, and a spending chart against August

7:40MoMo to the trotro mateGH₵ 6.00
9:15Sent to Ama, plus the feeGH₵ 50.75
12:30Data bundleGH₵ 10.00
13:10Lunch, paid by MoMoGH₵ 25.00
18:45Airtime. Again.GH₵ 5.00
Wait, where did it all go?

Every one of those sent you an alert. Jusmoni reads them.

You already get an SMS for each payment. Jusmoni reads those alerts on your phone and adds them up, so there's nothing to type. That works today for AirtelTigo Money, MTN MoMo, CalBank, Ecobank, Fidelity and Stanbic.

Only money messages
It reads alerts from mobile money and banks. Chats from people are skipped.
Your SMS never leaves your phone
Messages are read and added up on your device. They're never uploaded or shared.
No account needed
Install it, allow SMS access, and see your month. The app never asks you to sign up.

Fees

See what sending money really costs.

Every transfer fee and bank charge is added up, month by month, so you can see which payments cost you the most. Older alerts that charged the E-Levy, which ended in April 2025, are counted too.

Not using Jusmoni yet? Estimate your MoMo fees