Privacy policy
Last updated 7 October 2026
The short version: the Jusmoni app reads your money alerts on your phone and never sends them anywhere. It can't, because it has no internet access. The only things we receive are what you choose to type into the feedback or early access forms on this website.
Who we are
Jusmoni ("we") is an independent app made in Ghana, published on Google Play by acquayefrank, and is responsible for the data described here. For any question about your data, or to have it deleted, emailinfo@jusmoni.com.
The Jusmoni app
What it reads
With your permission, the app reads the SMS on your phone (Android's READ_SMSpermission). It goes through your inbox on the phone and keeps only alerts from the mobile money and bank senders it knows, such as MTN MoMo. Messages from people are skipped, and nothing from them is stored. It never sends SMS, never deletes them and never becomes your messaging app.
What it keeps, and where
From each money alert it keeps the amount, date, fees, balance, the name of the person or business, and a reference to the message, in a database on your phone. Categories and labels you add are stored there too.
What leaves your phone
Nothing. The app has no internet permission, so it can't upload your messages, your transactions or anything else. It has no account, no sign-in, no analytics, no advertising and no crash reporting. Its data is left out of Android's cloud backup.
Google Play, which installs and updates the app, collects its own information underGoogle's privacy policy. Jusmoni doesn't receive it.
Removing your data
Uninstall the app, or clear its storage in Android's Settings, and everything it stored is deleted. You can also turn off SMS access at any time in Settings, and the app stops reading.
If a future version adds a feature that needs the internet, it will be off until you turn it on, say exactly what it sends, and be added to this page first.
The feedback form
The feedback form asks about your phone, your banks and networks, and how the app worked for you. You can add screenshots of money messages. Before a screenshot is sent, you cover private details in your browser, and only the covered copy is uploaded. A WhatsApp number or email is optional and only used to ask about your answers.
Early access
The early access form asks for the email of your Google account and the banks or networks you use, and optionally a name, your phone model and Android version. We use the email to add you to the Google Play test and to write to you about Jusmoni.
Where form answers are kept, and for how long
- Answers to both forms are stored in private Google Sheets and Google Drive files that only Jusmoni can open, and early access requests are also emailed to us. Google stores them under its own terms.
- They're used only to run and improve Jusmoni. They're never sold or shared for marketing.
- They're deleted 12 months after we receive them, or sooner when you ask. To be removed, emailinfo@jusmoni.com or reply to any email from us.
- You can also ask to see what we hold about you, or to correct it.
This website
jusmoni.com is served by Cloudflare. It sets no cookies, uses no analytics or trackers, and loads its fonts from jusmoni.com itself. Cloudflare handles your IP address to deliver the pages and protect the site, underCloudflare's privacy policy.
Children
Jusmoni is for adults managing their own money. It isn't meant for children under 13.
Changes
When this policy changes, the date at the top changes too. If a change affects what the app collects, the app's release notes will say so.